About TenYour
I'm Joah Spearman and I founded TenYour because I watched my mom raise my older brothers and me with a heart and mind toward generational wealth but a reality that included unexpected job losses, unemployment checks and - at times - reliance on food stamps to get through a paycheck-to-paycheck existence. Through that, however, my mom kept an eye on generational wealth and eventually became the first home owner in my family just a year after I became the first college graduate in my family. I had to see it and live it to believe it. Now I'm making this journey possible for others.
What TenYour Does
Every day, it seems, there's another headline, another article about a massive layoff event at a large company millions of Americans buy products and services from. In 2025 alone, nearly 1.2 million Americans were impacted by layoffs. This is nearly double the number of people laid off in 2015. Job instability is rising.
TenYour exists to give everyday professionals and middle class Americans a way to have financial peace of mind and stability even during times of job instability. The reality is simple: layoffs aren't just about bad company performance or bad professional performance anymore. Today, layoffs occur even when companies post record profits and pay CEOs record bonuses.
TenYour helps professionals mitigate the financial challenges stemming from job loss events while offering a reliable path to long-term savings and wealth building that isn't dependent on your current employer or job. Don't take our word for it, listen to our customers and partners.
Our Customers
